Reverse Mortgage – Unlock Financial Freedom in Retirement
Turn Your Home’s Equity into Tax-Free Cash
For homeowners 55 and older, a reverse mortgage provides a way to access your home’s value without selling or making monthly mortgage payments. Whether you need extra income for retirement, healthcare, home improvements, or travel, a reverse mortgage allows you to stay in your home and enjoy financial flexibility.
At Mortgage Fernando Inc., we work with leading reverse mortgage providers to help you access the best options for your needs—so you can enjoy your retirement with peace of mind.
Curious about how much equity you can access?
Why Consider a Reverse Mortgage?
✅ Stay in Your Home – Maintain homeownership without monthly mortgage payments.
✅ Access Tax-Free Cash – Use the funds however you like, without affecting government benefits.
✅ No Monthly Mortgage Payments – The loan is repaid when you sell or move out.
✅ Improve Retirement Cash Flow – Supplement pensions, investments, or other income sources.
✅ Flexibility in Fund Access – Choose a lump sum, monthly payments, or a combination of both.
Interested in a reverse mortgage?
Who Qualifies for a Reverse Mortgage?
You may be eligible if:
You are 55 years or older.
Your home is your primary residence.
Your home has sufficient equity.
You own your home outright or have a small remaining mortgage balance.
Want to check your eligibility?
How Can You Use a Reverse Mortgage?
A reverse mortgage gives you financial freedom by allowing you to use your home’s value for:
Retirement Income Boost – Supplement your pension or savings.
Home Renovations – Modify your home to age in place comfortably.
Medical Expenses & Healthcare – Cover the cost of care without selling assets.
Debt Repayment – Pay off outstanding loans or credit balances.
Helping Family – Gift funds to loved ones while staying financially secure.
Let’s explore your options!
How a Reverse Mortgage Works
We make the process simple and transparent:
Home Equity Assessment
We evaluate your home’s market value and determine how much equity you can access using a qualified Appraiser.
Loan Approval & Payout Choice
We find the best option for you and help you choose between a lump sum, monthly payouts, or both.
No Monthly Payments Required
You continue to own and live in your home.
Loan Repayment
The loan is repaid when you sell your home or move out.
Take the first step today!
Common Reverse Mortgage Questions (FAQs)
❓ Will I still own my home?
Yes! You remain the owner and can live in your home as long as you wish.
❓ How much can I borrow with a reverse mortgage?
Most homeowners can access up to 55% of their home’s value, depending on their age and home equity.
❓ When do I have to repay the loan?
The loan is repaid when you sell your home, move out, or the last homeowner passes away.
Still have questions?
Enjoy Financial Freedom & Stay in Your Home
A reverse mortgage is a great solution for homeowners looking to access their home’s value without selling. At Mortgage Fernando Inc., we guide you every step of the way to ensure you get the best terms and the financial security you deserve.
Ready to unlock your home’s equity?
Mortgage Fernando Inc.
Mortgage Brokerage. FSRA Lic # 13620
Tel: +1 (647) 977-8800 I Email: team@mortgagefernando.com